Protection guidance with Evelina Zhekova
07548 803010  •  evelina.zhekova@accessfs.co.uk
Free 60-second Protection Check

Protect what you have worked hard to build.

Clear, practical guidance around Life Cover, Critical Illness Cover and Income Protection — without unnecessary jargon. Start with a quick educational check to see which areas of your financial protection may be worth reviewing.

Take the free Protection Check → Meet Evelina
✓ Around 60 seconds ✓ No obligation ✓ Free initial review available
Protection made simpler

What are you trying to protect?

Different types of protection do different jobs. The aim is not to buy everything — it is to understand where your main financial risks are and whether the cover you have still matches your circumstances.

L

Life Cover

Designed to pay a lump sum if the person insured dies during the policy term, subject to the policy terms and conditions.

C

Critical Illness Cover

Can pay a lump sum if the person insured is diagnosed with a specified critical illness that meets the policy definition.

I

Income Protection

Can provide a regular income if illness or injury prevents the person insured from working, subject to the policy terms.

Why review protection?

Life changes. Old policies do not automatically change with it.

A mortgage, children, a new job, changing income or simply the passage of time can all affect what you may want your protection to do.

Check my protection →
✓
Mortgage or rent
Could the household keep up essential housing costs?
✓
Family commitments
Who depends on your income or contribution?
✓
Time off work
How long would employer benefits and savings realistically last?
✓
Existing cover
Does it still fit your needs, term and budget?
Evelina Zhekova Evelina Zhekova Protection Adviser | Access Financial Services
Official Access Profile
About Evelina

Clear, practical protection advice without the jargon.

I’m Evelina Zhekova, a UK protection adviser with more than six years’ experience helping clients understand the financial risks that matter most to them. My focus is on making protection simple, relevant and easy to understand — whether that means reviewing existing cover or looking at Life Cover, Critical Illness Cover or Income Protection for the first time.

I believe good protection planning starts with a conversation, not a sales pitch. The free Protection Check is a simple educational starting point, and if you would like to discuss your result, you can contact me directly for a free initial review.

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Common questions

Before you start

Does the Protection Check give me financial advice?

No. The score is an indicative educational guide based solely on the answers provided. It is not a personal recommendation, insurance quote, guarantee of cover, underwriting decision or regulated financial advice.

Do I have to buy anything?

No. There is no obligation to proceed with any policy after completing the check or speaking with Evelina.

What if I already have insurance?

You can still use the check. Existing cover should be reviewed periodically to consider whether the amount, term and type of cover remain appropriate for your needs and budget.

How long does it take?

The Protection Check contains six quick questions and is designed to take around 60 seconds.

Start with the 60-second Protection Check.

See the areas that may be worth reviewing, then decide whether you want to speak with Evelina.

Start the Protection Check →
The score is an indicative educational guide based solely on the answers provided. It is not a personal recommendation, insurance quote, guarantee of cover, underwriting decision or regulated financial advice. Eligibility, premiums, exclusions and policy terms depend on a full assessment of individual circumstances.
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